An iOS-first experience for international students — accounts, cards, payments and specialist services — designed for delivery through prospective banking and infrastructure partners, under their licenses and terms.
In development · not available to consumers
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Amina
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Fall tuition
Your University · Student ID ••4417
Your card
Student debit · ••2048
Product concept
Every capability below depends on a licensed partner. We design the student experience; partners provide the regulated product under their program terms.
A U.S. account opened online — ideally before arrival — for tuition, rent and everyday spending, with savings for what comes next.
Deposit products, the Customer Identification Program, account terms and Truth in Savings disclosures from a sponsor bank.
A card for day one, campus-branded designs, and a path to building a U.S. credit history from zero.
Issuing, network and processing — and for credit, underwriting, pricing and servicing under Regulation Z and the CARD Act.
Pay rent, receive on-campus wages or OPT payroll by direct deposit, and send domestic transfers.
Bank-provided ACH and domestic wire capabilities with limits, fraud controls and applicable payment rules and error-resolution procedures.
Tuition paid from a U.S. account with the cost and estimated posting date shown before paying, and status tracked through to posting.
Payment delivery to participating universities, required disclosures, screening and reconciliation with bursar teams.
Our goal is to make applying for a U.S. checking account possible online, including a pathway for eligible international students using a passport.
Required documents, supported locations, residency requirements and account-opening timing will depend on the selected banking provider. A passport alone may not be sufficient.
Illustrative interface. No account is open and no financial service is available here.
What the student experiences, what has to be agreed with partners, and where each capability stands today.
| Capability | Student experience | What must be agreed | Status |
|---|---|---|---|
| Checking & savings | Online application, account access, statements and alerts | Eligibility, identity verification, documentation, disclosures and account terms | Planned |
| Debit cards | Physical and digital cards, controls and instant freeze | Issuer, card network, processor, program approval and dispute handling | Planned |
| Student credit | Secured and unsecured options for building credit | Underwriting, pricing, credit reporting, servicing and CARD Act controls | Exploring |
| ACH & domestic wire | Bill payments and transfers between U.S. accounts | Limits, fraud controls, returns, and applicable payment rules and error resolution | Planned |
| Direct deposit | On-campus wages and OPT payroll into checking | Account details, funds availability and bank terms | Planned |
| Tuition payments | Bursar-ready payments with references and status updates | Institution acceptance, reconciliation, settlement and returns | Planned |
| Student services | eSIM, admissions, F-1 preparation and insurance through specialists | Provider licensing, service terms, referral disclosures and consent | Exploring |
Each phase starts only when the agreements, approvals and controls it depends on are in place.
Indicative sequencing only. Scope and order depend on partner agreements, regulatory requirements and approvals.
Commitments we design against from the first prototype — and that partners can hold us to.
Fees and terms shown before a student commits — never discovered afterwards.
Collect only what a product needs, share only with consent or as required, and say so in plain language.
Designed and tested against WCAG 2.2 AA, with support for assistive technologies and reduced motion.
Clear routes to a person, defined complaint handling and escalation agreed with each partner.
Straight answers about where the platform stands today.
No. The U.S. platform is in development and this website is for partnership discussions. We are not accepting applications or deposits.
That is a design goal, not a promise. Pre-arrival eligibility and timing will be set with the selected bank and may depend on residence, documentation and arrival status.
No. Simba Money LLC is a financial technology company. Banking products would be provided by an FDIC-insured partner bank under clearly disclosed terms. No partner bank is announced on this website.
Not yet. The app, cards and credit features are in development. There is no U.S. app download, card application or credit decision available through this website.
No. International money transfers, including transfers from a student's home country, are not part of the planned U.S. product. Planned payments are domestic: tuition payments, ACH, domestic wire and direct deposit.
Pricing will be set with partners and disclosed before any product is offered. We will not advertise fees, rates or rewards until they are final and approved.
We're speaking with sponsor banks, card and payment providers, universities and specialist service partners. Tell us what you bring — we'll show you exactly where it fits.
