Tuition payments
Payments from the student's U.S. account to participating universities, with the student reference attached.
Tuition, rent and bills — with nothing hidden.
Planned payments from a student's U.S. account: tuition to participating universities, ACH and domestic wire transfers, and direct deposit — with fees and timing shown before anyone pays.
Planned · payment partner selection open
Tuition paymentPreview · concept
To Your University · Bursar's office
$12,400.00
Amount due
- From
- Checking ••2048
- Method
- ACH or domestic wire
- Fees
- Shown before you confirm
- Estimated posting
- Shown before you confirm
- Reference
- Student ID ••4417
Nothing is sent until you approve the details.
§ 01 The flowIllustrative
Four parties. One visible journey for every tuition payment.
The partner bank moves the money over U.S. payment rails. Simba Money makes the reference, the cost and the status visible to the student at every step.
Student
Reviews the amount, reference and timing, then approves the payment in the app.
Partner bank
Holds the account and sends the payment by ACH or domestic wire under its program.
Simba Money
Disclosures, tuition reference and status updates in one place.
University
Receives the payment and posts it to the student's account at the bursar's office.
§ 02 Payment capabilities
Every way money needs to move in a student's first year.
Availability, limits and pricing will depend on the selected bank and providers and on the student's account.
ACH
Rent, bills and transfers between U.S. accounts, with returns handled under the bank's program.
Domestic wires
Same-day transfers for larger U.S. payments, such as housing deposits, as the bank's program allows.
Direct deposit
On-campus wages and, later, OPT payroll paid straight into the student's checking account.
Status & receipts
Every step from approval to posting, with a record the student can keep.
Reconciliation
Clean references and settlement reporting so bursar teams can match payments quickly.
International money transfers, including transfers from a student's home country, are not part of the planned U.S. product.
§ 03 Transparency standard
Clear terms before every payment.
The rules that apply depend on the payment type — for example Regulation E for consumer electronic fund transfers such as ACH, and wire-transfer law and the bank's agreement for wires. We're designing every payment flow to make the terms obvious first.
- Before you pay. Amount, recipient, fees and an estimated posting date, shown before the payment is approved.
- Cut-off times. When a payment will be sent and when the university can expect it, stated up front.
- Records. A confirmation for every payment, kept in the app.
- Problems resolved. Error-resolution and dispute procedures provided by the bank as the applicable rules require.
- Returns handled. Clear communication if a payment is returned or rejected.
§ 04 For payments partnersResponsibility matrix
The operational questions we want to answer together.
A first conversation usually covers coverage, controls and the operations behind a reliable tuition payment.
Coverage
Participating institutions, U.S. payment rails and the payment types each provider supports.
Screening
Fraud and sanctions screening, limits and enhanced review triggers.
Settlement
Funding, settlement timing and reconciliation with institutions.
Exceptions
Returns, recalls, investigations and customer communications.
Disclosures
Payment review screens, confirmations and the rules that apply to each payment type.
Economics
Pricing, fee transparency and partner incentives that stay aligned with students.
Now selecting launch partners
Build the U.S. student platform with us.
We're speaking with sponsor banks, card and payment providers, universities and specialist service partners. Tell us what you bring — we'll show you exactly where it fits.