Spend from an account
A proposed card linked to an eligible account, subject to issuer and program rules.
- Everyday purchases
- Physical card fulfillment
- Proposed in-app controls
Cards
One student experience.
More ways to pay.
Debit cards, campus identity and potential student credit programs, designed with future issuing and lending partners.
Planned products · Provider selection in progress
Everyday spending
A physical card.
A mobile experience.
We plan to connect eligible student accounts with debit cards and useful controls in the app.
University-branded physical card designs could form part of an approved campus program. Co-branding, issuance, fulfillment and digital wallet support require provider and institution agreement.
Explore campus programsPotential program types
Different cards. Different requirements.
A potential first credit product
A credit program that may require a security deposit, subject to lender underwriting and terms.
- Deposit requirements to be set
- Limits and pricing to be set
- No approval guarantee
Credit subject to eligibility
A potential unsecured student credit program, if supported and approved by a lending partner.
- Provider eligibility criteria
- Underwriting and disclosures
- No approval guarantee
Planned capabilities. Availability and terms will be determined with selected providers before launch.
Issuer collaboration
The program behind the card.
The visual design is one part. A launch-ready card program needs clear responsibilities throughout its lifecycle.
- 01
Issuance & delivery
Program approval, card production, student addresses, activation and replacements.
- 02
Controls & support
Proposed card locking, transaction visibility, lost-card support and dispute routing.
- 03
Credit & servicing
For credit programs: underwriting, pricing, statements, payments and applicable reporting responsibilities.
Card questions
What is confirmed?
Are Simba Money cards available?
No. The designs illustrate proposed products. Card issuance and credit programs are not currently available.
Will the cards help build credit?
No credit reporting arrangement is finalized. Any future credit-building claims would depend on the lender’s actual reporting practices and product terms.
Can a university use its own branding?
We welcome that discussion. A co-branded design would require university permission and relevant issuer, network and program approvals.
Are rewards or fee-free cards promised?
No. Fees, rewards, rates, limits and other card terms have not been determined.
Build with Simba Money
Build a student card program with us.
We welcome issuing banks, processors, lending providers and university program partners.